How it works
01
Check your rate Soft pull
60-second application with our lending partners. Soft inquiry only — your score doesn't move, and there's no obligation.
02
Pick your payment
Choose the term that fits: shortest payoff, lowest monthly, or the 18-month same-as-cash promo when available.
03
Roof goes on
We schedule your install like any other job. First payment is typically due about a month after completion.
What payments look like
| Roof cost | 120 months | 60 months |
|---|---|---|
| $10,000Small replacement | $116/mo | $198/mo |
| $18,000Typical replacement | $209/mo | $356/mo |
| $28,000Large or premium | $325/mo | $554/mo |
Estimates at 6.99 APR for illustration. Your rate depends on credit and term. No prepayment penalty — pay it off early and stop paying interest.
Financing questions
No. Pre-qualification is a soft inquiry only and does not affect your credit score. A hard pull only happens if you choose to move forward with a loan.
Yes, $0 down is available on approved credit. Your first payment is typically due about a month after the roof is finished.
Yes. There is no prepayment penalty. Pay it off whenever you like and stop paying interest.
Rates depend on your credit and the term you choose. The examples on this page use 6.99 for illustration. Summit & Slate Roofing is not a lender and does not set rates.
Financing provided by third-party lenders on approved credit. Est. APR 6.99, subject to credit approval. Soft inquiry does not affect your score. Summit & Slate Roofing is not a lender. Payment examples are estimates, not offers.